Paula Dean's Not Yo Mama's Banana Pudding

This was phenomenal. I could have eaten the whole pan for myself. I did show self restraint and saved some for others. It will make your tongue slap the roof of your mouth. I will actually have to make it sans the bananas next time. I've discovered bananas make my stomach feel like it's being rung out like a dish towel. No bueno.

Ingredients:
4 sliced bananas
3 c milk
1 box Nilla wafers
2 boxes instant vanilla pudding
8 oz cream cheese
14 oz condensed milk
12 oz cool whip

Directions:
In a 9x13 pan, line it with a layer of wafers, then bananas
In a bowl combine milk and pudding (mix well)
In a separate bowl, mix condensed milk and cream cheese - fold in cool whip
Add cream cheese mix to the pudding mix and stir well
Pour over bananas and garnish with additional wafers